Financial relief for new parents
The birth of a child is one of the most important events in life.
It is also a period during which many parents temporarily reduce their working hours or pause their careers.
To support families during this phase, certain ARAG tariffs include premium relief during parental leave.
Up to six months without contributions
Policyholders insured in the tariffs:
- MedExtra
- MedBest
may receive up to six months of premium exemption while receiving parental allowance (Elterngeld).
Eligibility requirements
To qualify, the insured person must:
- Have been continuously insured in the tariff
- For at least eight months before the birth of the child
If these conditions are met, premiums can be suspended for the defined period.
Why this matters
During parental leave, household income often temporarily decreases.
Reducing insurance contributions during this phase helps families maintain financial flexibility while continuing to benefit from full private healthcare coverage.
Plan for Your Family
Understand how ARAG supports new parents with contribution relief and full coverage.
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