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Hospital Upgrade

ARAG BeihilfeEinbett

Single-room accommodation — the final premium hospital comfort layer for civil servants.

What BeihilfeEinbett provides

BeihilfeEinbett upgrades your hospital accommodation from a 2-bed room (included in BeihilfeKlinik) to a 1-bed / single room. It is a comfort enhancement, not a core protection element.

This module is for civil servants who value maximum privacy and recovery comfort during hospital stays.

Requires BeihilfeKlinik

BeihilfeEinbett is not a standalone product. It can only be added on top of BeihilfeKlinik, which already provides chief physician treatment and 2-bed room accommodation.

The modular structure is:

  1. BeihilfeBest — core residual-cost tariff (standard ward)
  2. + BeihilfeKlinik — chief physician + 2-bed room
  3. + BeihilfeEinbett — upgrade to 1-bed room

State-specific considerations

As with all hospital comfort benefits, federal-state Beihilfe rules vary in how they treat single-room accommodation:

  • Some states partially reimburse single-room costs via Beihilfe; others do not
  • Where Beihilfe recognizes the benefit, co-payments or daily surcharges may still apply
  • BeihilfeEinbett covers the residual cost regardless of your state's approach

Configure your hospital comfort cover

We help you decide whether BeihilfeKlinik alone is sufficient, or whether BeihilfeEinbett adds meaningful value for your situation.

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