.tools-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}.tool-card{background:var(--card-bg, #fff);border:1px solid var(--border);border-radius:16px;padding:2rem 1.75rem;display:flex;flex-direction:column;transition:transform .3s ease,box-shadow .3s ease,border-color .3s ease;text-decoration:none;color:inherit}.tool-card:hover{transform:translateY(-4px);box-shadow:0 12px 40px #00000014;border-color:var(--gold, #c9a84c)}.tool-card__icon{width:48px;height:48px;border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:1.25rem;font-size:1.4rem}.tool-card__icon--blue{background:#003c7114;color:var(--arag-blue, #003c71)}.tool-card__icon--gold{background:#c9a84c1a;color:var(--gold, #c9a84c)}.tool-card__icon--green{background:#22c55e14;color:#16a34a}.tool-card__title{font-family:var(--font-heading, "Playfair Display", serif);font-size:1.1rem;font-weight:700;color:var(--text-dark, #1a2332);margin-bottom:.5rem}.tool-card__desc{font-size:.84rem;color:var(--text-muted);line-height:1.5;flex-grow:1;margin-bottom:1rem}.tool-card__link{font-size:.78rem;font-weight:600;color:var(--gold, #c9a84c);display:flex;align-items:center;gap:.35rem}.tool-card__link:after{content:"→";transition:transform .2s}.tool-card:hover .tool-card__link:after{transform:translate(3px)}.tool-card--coming-soon{opacity:.55;cursor:default;pointer-events:none}.tool-card__badge{display:inline-block;font-size:.6rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;padding:.15rem .5rem;border-radius:50px;margin-bottom:.5rem}.tool-card__badge--new{background:#22c55e1a;color:#16a34a}.tool-card__badge--soon{background:#0000000f;color:var(--text-muted)}.tool-layout{display:grid;grid-template-columns:380px 1fr;gap:2rem;align-items:start}.tool-input-panel{background:var(--card-bg, #fff);border:1px solid var(--border);border-radius:16px;padding:2rem;position:sticky;top:100px}.tool-panel-title{font-family:var(--font-heading, "Playfair Display", serif);font-size:1.2rem;font-weight:700;color:var(--text-dark, #1a2332);margin-bottom:1.5rem;padding-bottom:.75rem;border-bottom:2px solid var(--border)}.tool-field{margin-bottom:1.25rem}.tool-label{display:block;font-size:.78rem;font-weight:600;color:var(--text-dark, #1a2332);margin-bottom:.4rem;text-transform:uppercase;letter-spacing:.06em}.tool-select,.tool-input{width:100%;padding:.65rem .85rem;border:1.5px solid var(--border);border-radius:8px;font-size:.88rem;color:var(--text-dark, #1a2332);background:var(--card-bg, #fff);font-family:var(--font-body, "Inter", sans-serif);transition:border-color .2s}.tool-select{appearance:auto;cursor:pointer}.tool-select:focus,.tool-input:focus{outline:none;border-color:var(--arag-blue, #003c71);box-shadow:0 0 0 3px #003c7114}.tool-input-wrap{position:relative}.tool-input-prefix{position:absolute;left:.85rem;top:50%;transform:translateY(-50%);font-size:.88rem;font-weight:600;color:var(--text-muted);pointer-events:none}.tool-input--prefixed{padding-left:2rem}.tool-hint{font-size:.72rem;color:var(--text-muted);margin-top:.3rem}.tool-year-badge{display:flex;align-items:center;gap:.4rem;font-size:.72rem;color:var(--text-muted);margin-top:1.5rem;padding-top:1rem;border-top:1px solid var(--border)}.tool-year-badge svg{flex-shrink:0}.tool-results-panel{display:flex;flex-direction:column;gap:1.25rem}.tool-total-card{background:linear-gradient(135deg,var(--arag-blue, #003c71),#00284d);border-radius:16px;padding:2rem 2.5rem;text-align:center;color:#fff;box-shadow:0 8px 32px #003c7133}.tool-total-label{font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.1em;opacity:.7;margin-bottom:.5rem}.tool-total-amount{font-family:var(--font-heading, "Playfair Display", serif);font-size:3rem;font-weight:700;line-height:1.1;margin-bottom:.5rem;background:linear-gradient(135deg,#fff,var(--gold, #c9a84c));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.tool-total-sub{font-size:.78rem;opacity:.6}.tool-split-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.tool-split-card{background:var(--card-bg, #fff);border:1px solid var(--border);border-radius:12px;padding:1.25rem 1.5rem;text-align:center}.tool-split-card--gold{border-left:3px solid var(--gold, #c9a84c)}.tool-split-card--blue{border-left:3px solid var(--arag-blue, #003c71)}.tool-split-card--green{border-left:3px solid #22c55e}.tool-split-card--red{border-left:3px solid #ef4444}.tool-split-label{font-size:.72rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted);margin-bottom:.35rem}.tool-split-amount{font-family:var(--font-heading, "Playfair Display", serif);font-size:1.6rem;font-weight:700;color:var(--text-dark, #1a2332)}.tool-breakdown{background:var(--card-bg, #fff);border:1px solid var(--border);border-radius:12px;padding:1.5rem}.tool-breakdown-title{font-family:var(--font-heading, "Playfair Display", serif);font-size:1rem;font-weight:700;color:var(--text-dark, #1a2332);margin-bottom:1rem;padding-bottom:.6rem;border-bottom:2px solid var(--border)}.tool-breakdown-grid{display:grid;gap:0}.tool-breakdown-row{display:grid;grid-template-columns:1fr 1fr 1fr;gap:.5rem;padding:.65rem 0;border-bottom:1px solid rgba(0,0,0,.04);align-items:center}.tool-breakdown-row:last-child{border-bottom:none}.tool-breakdown-row--header{font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted);padding-bottom:.5rem}.tool-breakdown-row--header span:nth-child(2){text-align:right;color:var(--gold, #c9a84c)}.tool-breakdown-row--header span:nth-child(3){text-align:right;color:var(--arag-blue, #003c71)}.tool-breakdown-row--total{border-top:2px solid var(--border);padding-top:.75rem;font-weight:700;font-size:.9rem;color:var(--text-dark, #1a2332)}.tool-breakdown-label{font-size:.84rem;font-weight:600;color:var(--text-dark, #1a2332)}.tool-breakdown-rate{display:block;font-size:.7rem;font-weight:400;color:var(--text-muted)}.tool-breakdown-val{text-align:right;font-size:.88rem;font-weight:600;color:var(--text-dark, #1a2332);font-variant-numeric:tabular-nums}.tool-note{display:flex;align-items:flex-start;gap:.5rem;border-radius:10px;padding:.85rem 1rem;font-size:.8rem;line-height:1.5}.tool-note svg{flex-shrink:0;margin-top:.1rem}.tool-note--gold{background:#c9a84c0f;border:1px solid rgba(201,168,76,.2);color:var(--text-dark, #1a2332)}.tool-note--gold svg{color:var(--gold, #c9a84c)}.tool-note--blue{background:#003c710a;border:1px solid rgba(0,60,113,.12);color:var(--text-dark, #1a2332)}.tool-note--blue svg{color:var(--arag-blue, #003c71)}.tool-note--green{background:#22c55e0f;border:1px solid rgba(34,197,94,.15);color:var(--text-dark, #1a2332)}.tool-note--green svg{color:#16a34a}.tool-note--red{background:#ef44440d;border:1px solid rgba(239,68,68,.15);color:var(--text-dark, #1a2332)}.tool-note--red svg{color:#ef4444}.tool-result-card{background:var(--card-bg, #fff);border:1px solid var(--border);border-radius:16px;padding:2.5rem;text-align:center}.tool-result-card--eligible{border-color:#22c55e4d;background:linear-gradient(135deg,rgba(34,197,94,.03),var(--card-bg, #fff))}.tool-result-card--ineligible{border-color:#ef444433;background:linear-gradient(135deg,rgba(239,68,68,.03),var(--card-bg, #fff))}.tool-result-card--conditional{border-color:#c9a84c4d;background:linear-gradient(135deg,rgba(201,168,76,.04),var(--card-bg, #fff))}.tool-result-icon{width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 1rem;font-size:1.5rem}.tool-result-icon--green{background:#22c55e1a;color:#16a34a}.tool-result-icon--red{background:#ef444414;color:#ef4444}.tool-result-icon--gold{background:#c9a84c1a;color:var(--gold, #c9a84c)}.tool-result-title{font-family:var(--font-heading, "Playfair Display", serif);font-size:1.4rem;font-weight:700;color:var(--text-dark, #1a2332);margin-bottom:.75rem}.tool-result-text{font-size:.88rem;color:var(--text-dark, #1a2332);line-height:1.7;max-width:50ch;margin:0 auto 1.25rem}.tool-explanation{background:var(--card-bg, #fff);border:1px solid var(--border);border-radius:16px;padding:2rem 2.5rem;margin-top:2.5rem}.tool-explanation-title{font-family:var(--font-heading, "Playfair Display", serif);font-size:1.15rem;font-weight:700;color:var(--text-dark, #1a2332);margin-bottom:.75rem}.tool-explanation p{font-size:.88rem;color:var(--text-dark, #1a2332);line-height:1.7;margin-bottom:.75rem}.tool-explanation-list{list-style:none;padding:0;margin:1rem 0}.tool-explanation-list li{padding:.4rem 0 .4rem 1.5rem;position:relative;font-size:.85rem;color:var(--text-dark, #1a2332);line-height:1.5}.tool-explanation-list li:before{content:"•";position:absolute;left:0;color:var(--gold, #c9a84c);font-weight:700;font-size:1.1rem}.tool-cta{text-align:center;margin-top:2rem;padding:2.5rem 2rem;background:linear-gradient(135deg,#003c7108,#c9a84c0a);border:1px solid var(--border);border-radius:16px}.tool-cta-title{font-family:var(--font-heading, "Playfair Display", serif);font-size:1.3rem;font-weight:700;color:var(--text-dark, #1a2332);margin-bottom:.5rem}.tool-cta p{font-size:.88rem;color:var(--text-muted);line-height:1.6;max-width:55ch;margin:0 auto}.tool-nav{display:flex;gap:.75rem;flex-wrap:wrap;justify-content:center;margin-top:1.5rem;padding-top:1.5rem;border-top:1px solid var(--border)}.tool-nav a{font-size:.78rem;font-weight:600;color:var(--text-muted);text-decoration:none;padding:.35rem .85rem;border:1px solid var(--border);border-radius:50px;transition:all .2s}.tool-nav a:hover{border-color:var(--gold, #c9a84c);color:var(--gold, #c9a84c);background:#c9a84c0a}.tool-nav a.active{border-color:var(--arag-blue, #003c71);color:var(--arag-blue, #003c71);background:#003c710a}.scenario-card{background:var(--card-bg, #fff);border:1px solid var(--border);border-radius:12px;overflow:hidden;transition:border-color .2s}.scenario-card+.scenario-card{margin-top:1rem}.scenario-card.open{border-color:var(--arag-blue, #003c71)}.scenario-header{display:flex;align-items:center;gap:1rem;padding:1.25rem 1.5rem;cursor:pointer;user-select:none;transition:background .2s}.scenario-header:hover{background:#003c7105}.scenario-icon{width:40px;height:40px;border-radius:10px;background:#003c710f;display:flex;align-items:center;justify-content:center;font-size:1.2rem;flex-shrink:0}.scenario-header-text{flex-grow:1}.scenario-title{font-family:var(--font-heading, "Playfair Display", serif);font-size:1rem;font-weight:700;color:var(--text-dark, #1a2332)}.scenario-subtitle{font-size:.78rem;color:var(--text-muted);margin-top:.15rem}.scenario-toggle{width:28px;height:28px;border-radius:50%;border:1.5px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:.75rem;color:var(--text-muted);transition:transform .3s,border-color .3s;flex-shrink:0}.scenario-card.open .scenario-toggle{transform:rotate(180deg);border-color:var(--arag-blue, #003c71);color:var(--arag-blue, #003c71)}.scenario-body{max-height:0;overflow:hidden;transition:max-height .4s ease}.scenario-card.open .scenario-body{max-height:1200px}.scenario-content{padding:0 1.5rem 1.5rem;border-top:1px solid var(--border)}.scenario-section{margin-top:1.25rem}.scenario-section-title{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--arag-blue, #003c71);margin-bottom:.5rem}.scenario-text{font-size:.86rem;color:var(--text-dark, #1a2332);line-height:1.7}.scenario-rules{list-style:none;padding:0}.scenario-rules li{padding:.35rem 0 .35rem 1.4rem;position:relative;font-size:.84rem;color:var(--text-dark, #1a2332);line-height:1.5}.scenario-rules li:before{content:"→";position:absolute;left:0;color:var(--gold, #c9a84c);font-weight:700}@keyframes toolPulse{0%{transform:scale(1)}50%{transform:scale(1.02)}to{transform:scale(1)}}.tool-pulse{animation:toolPulse .3s ease-out}@media(max-width:900px){.tools-grid{grid-template-columns:1fr}}@media(max-width:800px){.tool-layout{grid-template-columns:1fr}.tool-input-panel{position:static}.tool-total-amount{font-size:2.4rem}.tool-split-row{grid-template-columns:1fr}.tool-explanation,.tool-result-card{padding:1.5rem}.tool-breakdown-row{grid-template-columns:1.2fr 1fr 1fr}.scenario-header{padding:1rem}}.cmp-gkv-banner{display:flex;justify-content:space-between;align-items:center;background:linear-gradient(135deg,#475569,#334155);border-radius:12px;padding:1.25rem 1.75rem;color:#fff}.cmp-gkv-banner__label{display:block;font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;opacity:.7}.cmp-gkv-banner__provider{display:block;font-size:.72rem;opacity:.5;margin-top:.15rem}.cmp-gkv-banner__amount{font-family:var(--font-heading, "Playfair Display", serif);font-size:1.8rem;font-weight:700}.cmp-tariffs{display:grid;grid-template-columns:1fr 1fr 1fr;gap:.75rem}.cmp-tariff-card{border-radius:14px;overflow:hidden;display:flex;flex-direction:column;border:1.5px solid var(--border);background:var(--card-bg, #fff);transition:transform .2s,box-shadow .2s}.cmp-tariff-card:hover{transform:translateY(-2px);box-shadow:0 8px 24px #0000000f}.cmp-tariff-card--mid{border-color:#c9a84c66;box-shadow:0 4px 16px #c9a84c1a;position:relative;transform:scale(1.02)}.cmp-tariff-card--mid:hover{transform:scale(1.02) translateY(-2px)}.cmp-tariff-card--premium{border-color:#003c7140}.cmp-tariff-header{padding:.85rem 1rem .65rem;text-align:center;position:relative}.cmp-tariff-card--entry .cmp-tariff-header{background:#00000005}.cmp-tariff-card--mid .cmp-tariff-header{background:#c9a84c0f}.cmp-tariff-card--premium .cmp-tariff-header{background:#003c710a}.cmp-tariff-ribbon{position:absolute;top:-1px;left:50%;transform:translate(-50%);background:var(--gold, #c9a84c);color:#fff;font-size:.58rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;padding:.15rem .75rem;border-radius:0 0 6px 6px}.cmp-tariff-tier{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted)}.cmp-tariff-card--mid .cmp-tariff-tier{color:var(--gold, #c9a84c)}.cmp-tariff-card--premium .cmp-tariff-tier{color:var(--arag-blue, #003c71)}.cmp-tariff-body{padding:1rem;flex:1;display:flex;flex-direction:column}.cmp-tariff-premium{text-align:center;margin-bottom:.75rem;padding-bottom:.75rem;border-bottom:1px solid var(--border)}.cmp-tariff-premium-label{display:block;font-size:.65rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:.06em;margin-bottom:.2rem}.cmp-tariff-premium-amount{display:block;font-family:var(--font-heading, "Playfair Display", serif);font-size:1.15rem;font-weight:700;color:var(--text-dark, #1a2332)}.cmp-tariff-detail{display:flex;justify-content:space-between;font-size:.72rem;color:var(--text-muted);padding:.35rem 0}.cmp-tariff-detail span:last-child{font-weight:600}.cmp-tariff-net{display:flex;justify-content:space-between;font-size:.78rem;font-weight:700;color:var(--text-dark, #1a2332);padding:.5rem 0;border-top:1px solid var(--border);margin-top:.25rem}.cmp-tariff-net-amount{font-family:var(--font-heading, "Playfair Display", serif);font-size:.95rem}.cmp-tariff-card--mid .cmp-tariff-net-amount{color:var(--gold, #c9a84c)}.cmp-tariff-savings{display:flex;justify-content:space-between;font-size:.7rem;padding:.4rem .5rem;margin-top:auto;background:#22c55e0d;border-radius:6px;color:#16a34a}.cmp-tariff-savings-amount{font-weight:700}.cmp-bar-section{background:var(--card-bg, #fff);border:1px solid var(--border);border-radius:12px;padding:1.5rem}.cmp-bar-title{font-family:var(--font-heading, "Playfair Display", serif);font-size:1rem;font-weight:700;color:var(--text-dark, #1a2332);margin-bottom:1.25rem;padding-bottom:.6rem;border-bottom:2px solid var(--border)}.cmp-bars{display:flex;flex-direction:column;gap:.65rem}.cmp-bar-row{display:flex;align-items:center;gap:.75rem}.cmp-bar-label{width:60px;font-size:.72rem;font-weight:700;color:var(--text-dark, #1a2332);text-align:right;flex-shrink:0}.cmp-bar-track{flex:1;height:32px;background:#00000008;border-radius:8px;overflow:hidden}.cmp-bar-fill{height:100%;border-radius:8px;display:flex;align-items:center;justify-content:flex-end;padding-right:.75rem;transition:width .6s cubic-bezier(.16,1,.3,1);min-width:70px}.cmp-bar-fill--gkv{background:linear-gradient(135deg,#64748b,#475569)}.cmp-bar-fill--pkv{background:linear-gradient(135deg,#94a3b8,#64748b);opacity:.7}.cmp-bar-fill--pkv-mid{background:linear-gradient(135deg,var(--gold, #c9a84c),#b8952f)}.cmp-bar-fill--pkv-high{background:linear-gradient(135deg,var(--arag-blue, #003c71),#00284d);opacity:.7}.cmp-bar-value{font-size:.72rem;font-weight:700;color:#fff;white-space:nowrap}.cmp-includes{padding:1rem 1.25rem;background:#003c7105;border:1px solid var(--border);border-radius:10px}.cmp-includes-title{font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted);margin-bottom:.5rem}.cmp-includes-items{display:flex;gap:.75rem;flex-wrap:wrap}.cmp-includes-item{font-size:.72rem;color:var(--text-dark, #1a2332);padding:.2rem .6rem;background:#003c710a;border-radius:4px;font-weight:500}@media(max-width:900px){.cmp-tariffs{grid-template-columns:1fr;gap:.75rem}.cmp-tariff-card--mid{transform:none;order:-1}.cmp-tariff-card--mid:hover{transform:translateY(-2px)}}.lt-metrics{display:grid;grid-template-columns:1fr 1fr 1fr;gap:.75rem}.lt-metric{border-radius:12px;padding:1.25rem 1rem;text-align:center;border:1px solid var(--border);background:var(--card-bg, #fff)}.lt-metric--blue{border-left:3px solid #64748b}.lt-metric--gold{border-left:3px solid var(--gold, #c9a84c)}.lt-metric--green{border-left:3px solid #22c55e}.lt-metric__label{display:block;font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted)}.lt-metric__sub{display:block;font-size:.62rem;color:var(--text-muted);opacity:.7;margin-top:.1rem;margin-bottom:.4rem}.lt-metric__value{display:block;font-family:var(--font-heading, "Playfair Display", serif);font-size:1.4rem;font-weight:700;color:var(--text-dark, #1a2332)}.lt-metric--green .lt-metric__value{color:#16a34a}.lt-chart-section{background:var(--card-bg, #fff);border:1px solid var(--border);border-radius:12px;padding:1.5rem}.lt-chart-title{font-family:var(--font-heading, "Playfair Display", serif);font-size:1rem;font-weight:700;color:var(--text-dark, #1a2332);margin-bottom:.15rem}.lt-chart-sub{font-size:.72rem;color:var(--text-muted);margin-bottom:1.25rem;padding-bottom:.6rem;border-bottom:2px solid var(--border)}.lt-chart{display:flex;flex-direction:column;gap:.6rem}.lt-chart-row{display:flex;align-items:center;gap:.75rem}.lt-chart-label{width:48px;font-size:.68rem;font-weight:700;color:var(--text-dark, #1a2332);text-align:right;flex-shrink:0}.lt-chart-bars{flex:1;display:flex;flex-direction:column;gap:.2rem}.lt-chart-bar{height:20px;border-radius:6px;display:flex;align-items:center;justify-content:flex-end;padding-right:.5rem;min-width:50px;transition:width .6s cubic-bezier(.16,1,.3,1)}.lt-chart-bar--gkv{background:linear-gradient(135deg,#64748b,#475569)}.lt-chart-bar--pkv{background:linear-gradient(135deg,var(--gold, #c9a84c),#b8952f)}.lt-chart-bar-val{font-size:.62rem;font-weight:700;color:#fff;white-space:nowrap}.lt-chart-legend{display:flex;gap:1.5rem;justify-content:center;margin-top:.75rem;font-size:.72rem;color:var(--text-muted)}.lt-legend-item{display:flex;align-items:center;gap:.35rem}.lt-legend-dot{width:10px;height:10px;border-radius:3px}.lt-legend-dot--gkv{background:#64748b}.lt-legend-dot--pkv{background:var(--gold, #c9a84c)}.lt-table-section{background:var(--card-bg, #fff);border:1px solid var(--border);border-radius:12px;overflow:hidden}.lt-table-header{display:flex;justify-content:space-between;align-items:center;padding:1rem 1.5rem;cursor:pointer;user-select:none;transition:background .2s}.lt-table-header:hover{background:#003c7105}.lt-table-title{font-family:var(--font-heading, "Playfair Display", serif);font-size:.95rem;font-weight:700;color:var(--text-dark, #1a2332)}.lt-table-arrow{font-size:.7rem;color:var(--text-muted);transition:transform .3s}.lt-table-body{max-height:0;overflow:hidden;transition:max-height .4s ease}.lt-table-head,.lt-table-row{display:grid;grid-template-columns:.6fr .6fr 1fr 1fr 1fr;gap:.25rem;padding:.45rem 1.5rem;font-size:.72rem}.lt-table-head{font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--text-muted);border-bottom:2px solid var(--border);padding-bottom:.5rem;padding-top:0;border-top:1px solid var(--border)}.lt-table-row{border-bottom:1px solid rgba(0,0,0,.03);color:var(--text-dark, #1a2332);font-variant-numeric:tabular-nums}.lt-table-row:last-child{border-bottom:none}.lt-positive{color:#16a34a;font-weight:600}.lt-negative{color:#ef4444;font-weight:600}@media(max-width:900px){.lt-metrics{grid-template-columns:1fr;gap:.5rem}}.rf-result-grid{display:grid;grid-template-columns:1fr 1fr;gap:.75rem}.rf-card{border-radius:12px;border:1px solid var(--border);background:var(--card-bg, #fff);padding:1.5rem;text-align:center}.rf-card--wide{grid-column:1 / -1}.rf-card--highlight{border-color:#22c55e4d;background:linear-gradient(135deg,rgba(34,197,94,.03),var(--card-bg, #fff))}.rf-card--gold{border-color:#c9a84c4d;background:linear-gradient(135deg,rgba(201,168,76,.04),var(--card-bg, #fff))}.rf-card__label{display:block;font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted);margin-bottom:.4rem}.rf-card__value{display:block;font-family:var(--font-heading, "Playfair Display", serif);font-size:1.6rem;font-weight:700;color:var(--text-dark, #1a2332)}.rf-card--highlight .rf-card__value{color:#16a34a}.rf-card--gold .rf-card__value{color:var(--gold, #c9a84c)}.rf-card__sub{display:block;font-size:.68rem;color:var(--text-muted);margin-top:.25rem}.rf-projection{background:var(--card-bg, #fff);border:1px solid var(--border);border-radius:12px;padding:1.5rem}.rf-projection__title{font-family:var(--font-heading, "Playfair Display", serif);font-size:1rem;font-weight:700;color:var(--text-dark, #1a2332);margin-bottom:1rem;padding-bottom:.6rem;border-bottom:2px solid var(--border)}.rf-projection__row{display:flex;align-items:center;gap:.75rem;margin-bottom:.5rem}.rf-projection__label{width:55px;font-size:.72rem;font-weight:700;color:var(--text-dark, #1a2332);text-align:right;flex-shrink:0}.rf-projection__track{flex:1;height:28px;background:#00000008;border-radius:8px;overflow:hidden}.rf-projection__bar{height:100%;border-radius:8px;background:linear-gradient(135deg,#22c55e,#16a34a);display:flex;align-items:center;justify-content:flex-end;padding-right:.5rem;min-width:50px;transition:width .6s cubic-bezier(.16,1,.3,1)}.rf-projection__val{font-size:.68rem;font-weight:700;color:#fff;white-space:nowrap}@media(max-width:700px){.rf-result-grid{grid-template-columns:1fr}.rf-card--wide{grid-column:auto}}.se-grid{display:flex;flex-direction:column;gap:.75rem;max-width:880px;margin:0 auto}.se-term{display:inline;font-weight:700;color:var(--arag-blue, #003c71);background:#003c710a;padding:.05rem .35rem;border-radius:4px;font-size:.88em}.sw-steps{display:flex;gap:0;margin-bottom:1.75rem}.sw-step-indicator{flex:1;text-align:center;padding:.6rem .5rem;font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--text-muted);border-bottom:3px solid var(--border);transition:all .3s}.sw-step-indicator.active{color:var(--arag-blue, #003c71);border-color:var(--arag-blue, #003c71)}.sw-step-indicator.done{color:#16a34a;border-color:#22c55e}.sw-verdict{text-align:center;padding:2rem 2.5rem;border-radius:16px;border:2px solid;background:var(--card-bg, #fff)}.sw-verdict--positive{border-color:#22c55e4d;background:linear-gradient(135deg,rgba(34,197,94,.03),var(--card-bg, #fff))}.sw-verdict--neutral{border-color:#c9a84c4d;background:linear-gradient(135deg,rgba(201,168,76,.04),var(--card-bg, #fff))}.sw-verdict__icon{width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 1rem;font-size:1.5rem}.sw-verdict--positive .sw-verdict__icon{background:#22c55e1a;color:#16a34a}.sw-verdict__title{font-family:var(--font-heading, "Playfair Display", serif);font-size:1.3rem;font-weight:700;color:var(--text-dark, #1a2332);margin-bottom:.5rem}.sw-verdict__text{font-size:.88rem;color:var(--text-dark, #1a2332);line-height:1.7;max-width:55ch;margin:0 auto}.sw-verdict__amount{font-family:var(--font-heading, "Playfair Display", serif);font-size:2.2rem;font-weight:700;color:#16a34a;margin:.75rem 0}.sw-factors{display:grid;grid-template-columns:1fr 1fr;gap:.75rem}.sw-factor{border-radius:10px;padding:1rem;border:1px solid var(--border);background:var(--card-bg, #fff)}.sw-factor__label{font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--text-muted);margin-bottom:.25rem}.sw-factor__text{font-size:.82rem;color:var(--text-dark, #1a2332);line-height:1.5}.sw-factor--pro{border-left:3px solid #22c55e}.sw-factor--con{border-left:3px solid #ef4444}.sw-factor--neutral{border-left:3px solid var(--gold, #c9a84c)}@media(max-width:700px){.sw-factors{grid-template-columns:1fr}}.tool-next-step{margin-top:2rem;padding:1.25rem 1.5rem;background:linear-gradient(135deg,#c9a84c0a,#c9a84c14);border:1px solid rgba(201,168,76,.15);border-radius:12px;display:flex;align-items:center;justify-content:space-between;gap:1rem;transition:border-color .2s,box-shadow .2s}.tool-next-step:hover{border-color:#c9a84c59;box-shadow:0 4px 16px #c9a84c14}.tool-next-step__text{display:flex;flex-direction:column;gap:.2rem}.tool-next-step__label{font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--text-muted)}.tool-next-step__title{font-size:.95rem;font-weight:600;color:var(--text)}.tool-next-step__arrow{font-size:1.2rem;color:var(--gold, #c9a84c);flex-shrink:0;transition:transform .2s}.tool-next-step:hover .tool-next-step__arrow{transform:translate(4px)}a.tool-next-step{text-decoration:none;color:inherit}@media(max-width:600px){.tool-next-step{padding:1rem;flex-direction:column;text-align:center}}