@font-face{font-family:Inter;font-style:normal;font-weight:300 700;font-display:swap;src:url(/fonts/inter-variable.woff2) format("woff2")}@font-face{font-family:Playfair Display;font-style:normal;font-weight:400 800;font-display:swap;src:url(/fonts/playfair-variable.woff2) format("woff2")}@font-face{font-family:JetBrains Mono;font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/jetbrains-mono-500-ext.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:JetBrains Mono;font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/jetbrains-mono-500.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--bg: #f8f9fa;--surface: #ffffff;--surface-elevated: #ffffff;--surface-glass: rgba(255, 255, 255, .95);--arag-blue: #005b9f;--arag-blue-dark: #003d6d;--arag-blue-light: #eef5fc;--gold: #ffb900;--gold-light: #ffcc33;--gold-dim: #cc9400;--gold-glow: rgba(255, 185, 0, .3);--gold-border: rgba(255, 185, 0, .6);--success: #008033;--success-light: #e6f2eb;--white: #ffffff;--text-dark: #1a202c;--text: #2d3748;--text-light: #4a5568;--text-muted: #718096;--border: #e2e8f0;--border-light: #edf2f7;--max-w: 1200px;--max-w-narrow: 860px;--radius: 12px;--radius-sm: 8px;--radius-lg: 20px;--font-serif: "Playfair Display", Georgia, "Times New Roman", serif;--font-sans: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-mono: "JetBrains Mono", "SF Mono", "Fira Code", monospace}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{font-family:var(--font-sans);background:var(--bg);color:var(--text);font-size:1rem;line-height:1.75;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;overflow-x:hidden}.skip-to-content{position:absolute;top:-100%;left:50%;transform:translate(-50%);background:var(--arag-blue);color:#fff;padding:.75rem 1.5rem;border-radius:0 0 8px 8px;font-weight:600;z-index:10000;text-decoration:none;font-size:.9rem;transition:top .2s ease}.skip-to-content:focus{top:0}.insight-link{transition:transform .2s ease,box-shadow .2s ease}.insight-link:hover{transform:translateY(-3px);box-shadow:0 8px 25px #00000014}.insight-arrow{color:var(--gold);transition:transform .2s ease;display:inline-block}img,picture,video,canvas,svg{display:block;max-width:100%}input,button,textarea,select{font:inherit}a{color:inherit;text-decoration:none}ul,ol{list-style:none}h1,h2,h3,h4,h5,h6{line-height:1.15;color:var(--text-dark)}.container{max-width:var(--max-w);margin:0 auto;padding:0 1.5rem}.container-narrow{max-width:var(--max-w-narrow);margin:0 auto;padding:0 1.5rem}.heading-xl{font-family:var(--font-serif);font-size:clamp(2.5rem,5.5vw,4rem);font-weight:700;color:var(--text-dark);letter-spacing:-1.5px;line-height:1.08}.heading-lg{font-family:var(--font-serif);font-size:clamp(1.75rem,3.5vw,2.5rem);font-weight:600;color:var(--text-dark);letter-spacing:-.5px;line-height:1.15}.heading-md{font-family:var(--font-serif);font-size:clamp(1.25rem,2vw,1.5rem);font-weight:600;color:var(--text-dark);letter-spacing:-.3px}.heading-sm{font-family:var(--font-sans);font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.15em;color:var(--arag-blue)}.gold-text{color:var(--arag-blue)!important}.text-lg{font-size:1.125rem;line-height:1.8;color:var(--text)}.text-mono{font-family:var(--font-mono);font-weight:500}.btn{display:inline-flex;align-items:center;gap:.5rem;padding:.9rem 2rem;font-family:var(--font-sans);font-weight:600;font-size:1rem;border-radius:50px;border:none;cursor:pointer;transition:all .3s cubic-bezier(.4,0,.2,1);text-decoration:none;white-space:nowrap}.btn-primary{background:var(--gold);color:#000;box-shadow:0 4px 10px #0000000d}.btn-primary:hover{background:var(--gold-light);box-shadow:0 6px 15px #ffb9004d;transform:translateY(-2px)}.btn-secondary{background:var(--surface);color:var(--arag-blue);border:1.5px solid var(--border)}.btn-secondary:hover{border-color:var(--arag-blue);background:var(--arag-blue-light);color:var(--arag-blue-dark)}.btn-sm{padding:.6rem 1.5rem;font-size:.85rem}.section{padding:6rem 0;position:relative}.section-surface{background:var(--surface)}.section-header{text-align:center;margin-bottom:4rem}.section-header .heading-sm,.section-header .heading-lg{margin-bottom:1rem}.section-header p{max-width:55ch;margin:0 auto}.gold-line{height:1px;background:linear-gradient(90deg,transparent,var(--border),transparent);opacity:.8}.card{background:var(--surface-elevated);border:1px solid var(--border);border-radius:var(--radius);padding:2rem;transition:border-color .3s ease,box-shadow .3s ease,transform .3s ease;box-shadow:0 4px 10px #00000005}.card:hover{border-color:var(--border);box-shadow:0 10px 30px #0000000f;transform:translateY(-2px)}a.card{display:block;text-decoration:none;color:inherit}.reveal{opacity:0;transform:translateY(30px);transition:opacity .7s cubic-bezier(.4,0,.2,1),transform .7s cubic-bezier(.4,0,.2,1)}.reveal.visible{opacity:1;transform:translateY(0)}.reveal-stagger>.reveal:nth-child(1){transition-delay:0s}.reveal-stagger>.reveal:nth-child(2){transition-delay:.1s}.reveal-stagger>.reveal:nth-child(3){transition-delay:.2s}.reveal-stagger>.reveal:nth-child(4){transition-delay:.3s}.reveal-stagger>.reveal:nth-child(5){transition-delay:.4s}.reveal-stagger>.reveal:nth-child(6){transition-delay:.5s}@media(max-width:768px){.section{padding:4rem 0}.section-header{margin-bottom:2.5rem}}@media(max-width:480px){.section{padding:3rem 0}.container{padding:0 1rem}}.hero{position:relative;overflow:hidden}.hero:after{content:"";position:absolute;top:0;left:-100%;width:300%;height:100%;background:linear-gradient(120deg,transparent 30%,rgba(255,185,0,.03) 50%,transparent 70%);animation:heroShimmer 8s ease-in-out infinite;pointer-events:none;z-index:0}@keyframes heroShimmer{0%,to{transform:translate(-33%)}50%{transform:translate(0)}}a.card:hover,a.card:focus{border-color:var(--gold-border);box-shadow:0 12px 35px #005b9f14;transform:translateY(-3px)}a.card:after{content:"→";position:absolute;bottom:1.5rem;right:1.5rem;font-size:1.2rem;color:var(--gold);opacity:0;transform:translate(-8px);transition:opacity .3s ease,transform .3s ease}a.card{position:relative}a.card:hover:after{opacity:1;transform:translate(0)}.btn-primary{position:relative}.btn-primary:before{content:"";position:absolute;inset:-2px;border-radius:50px;background:var(--gold);opacity:0;animation:ctaPulse 3s ease-in-out infinite;z-index:-1}@keyframes ctaPulse{0%,to{opacity:0;transform:scale(1)}50%{opacity:.15;transform:scale(1.04)}}a:focus-visible,button:focus-visible{outline:2px solid var(--arag-blue);outline-offset:3px;border-radius:var(--radius-sm)}::selection{background:var(--arag-blue);color:#fff}.stat-number{background:linear-gradient(135deg,var(--arag-blue),var(--arag-blue-dark));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.feature-icon{animation:iconFloat 4s ease-in-out infinite}@keyframes iconFloat{0%,to{transform:translateY(0)}50%{transform:translateY(-4px)}}body{animation:pageLoad .4s ease-out}@keyframes pageLoad{0%{opacity:.85}to{opacity:1}}.section-header .heading-lg:after{content:"";display:block;width:60px;height:3px;background:var(--gold);margin:1rem auto 0;border-radius:3px}.prose a{color:var(--arag-blue);text-decoration:underline;text-underline-offset:3px;transition:color .2s ease}.prose a:hover,.gold-text{color:var(--gold)}.site-header{position:fixed;top:0;left:0;right:0;z-index:1000}.utility-bar{background:var(--arag-blue-dark);border-bottom:1px solid var(--arag-blue);font-size:.78rem;color:#fff;padding:.4rem 0}.utility-inner{display:flex;justify-content:space-between;align-items:center}.utility-left{display:flex;gap:1.5rem}.utility-link{display:inline-flex;align-items:center;gap:.4rem;transition:color .2s;color:#fff}.utility-link:hover{color:var(--gold)}.utility-right{color:#fffc}.main-nav{background:#fffffff2;backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);border-bottom:1px solid var(--border);padding:.7rem 0;box-shadow:0 4px 20px #00000008}.nav-inner{display:flex;align-items:center;justify-content:space-between}.nav-brand{display:flex;align-items:center;gap:.75rem}.brand-logo{background:var(--gold);color:var(--bg);font-weight:800;font-size:.75rem;padding:.5rem .6rem;border-radius:50%;line-height:1;letter-spacing:.05em}.brand-text{display:flex;flex-direction:column;line-height:1.3}.brand-text strong{color:var(--arag-blue-dark);font-size:.9rem}.brand-text small{color:var(--text-muted);font-size:.72rem}.nav-links{display:flex;gap:0;align-items:center}.nav-links>li{list-style:none;position:relative;padding-bottom:.5rem;margin-bottom:-.5rem}.nav-links>li>a,.nav-links>li>.nav-trigger{padding:.5rem .7rem;font-size:.82rem;font-weight:500;color:var(--text);border-radius:8px;transition:all .2s;cursor:pointer;display:inline-flex;align-items:center;gap:.3rem;background:none;border:none;font-family:inherit;letter-spacing:0;text-decoration:none;white-space:nowrap}.nav-links>li>a:hover,.nav-links>li>a.active,.nav-links>li:hover>.nav-trigger,.nav-links>li>.nav-trigger.active{color:var(--gold)}.nav-arrow{width:8px;height:8px;opacity:.5;transition:transform .2s,opacity .2s}.nav-item--dropdown:hover .nav-arrow{transform:rotate(180deg);opacity:.8}.nav-dropdown{position:absolute;top:100%;left:50%;transform:translate(-50%) translateY(4px);min-width:240px;background:#fffffffa;backdrop-filter:blur(24px);-webkit-backdrop-filter:blur(24px);border:1px solid var(--border);border-radius:12px;box-shadow:0 12px 40px #00000014,0 2px 8px #0000000a;padding:.6rem 0;opacity:0;visibility:hidden;pointer-events:none;transition:opacity .2s,visibility .2s,transform .2s;z-index:100}.nav-dropdown:before{content:"";position:absolute;top:-12px;left:0;right:0;height:12px}.nav-item--dropdown:hover .nav-dropdown,.nav-item--dropdown:focus-within .nav-dropdown,.nav-item--dropdown.is-open .nav-dropdown{opacity:1;visibility:visible;pointer-events:auto;transform:translate(-50%) translateY(0)}.nav-item--dropdown.is-open .nav-arrow{transform:rotate(180deg);opacity:.8}.nav-dropdown a{display:flex;align-items:center;gap:.65rem;padding:.55rem 1.1rem;font-size:.82rem;font-weight:500;color:var(--text);transition:background .15s,color .15s;text-decoration:none;white-space:nowrap}.nav-dropdown a:hover{background:#c9a84c0f;color:var(--gold)}.nav-dropdown-icon{font-size:1rem;width:1.3rem;text-align:center;flex-shrink:0}.nav-mega{min-width:540px;padding:1rem;left:50%}.nav-mega-grid{display:grid;grid-template-columns:1fr 1fr;gap:.15rem}.nav-mega a{display:flex;flex-direction:row;align-items:flex-start;gap:.65rem;padding:.6rem .75rem;border-radius:8px;transition:background .15s;text-decoration:none;white-space:normal}.nav-mega a:hover{background:#c9a84c0f}.nav-mega-icon{font-size:1.1rem;width:1.4rem;text-align:center;flex-shrink:0;margin-top:.1rem}.nav-mega-text{display:flex;flex-direction:column}.nav-mega-title{font-size:.82rem;font-weight:600;color:var(--text);transition:color .15s;line-height:1.3}.nav-mega a:hover .nav-mega-title{color:var(--gold)}.nav-mega-desc{font-size:.72rem;color:var(--text-muted);line-height:1.35;margin-top:.15rem}.nav-mega-featured{border:1px solid rgba(201,168,76,.2);background:#c9a84c08}.nav-mega-featured:hover{background:#c9a84c14!important;border-color:#c9a84c59}.nav-mega-sections{display:grid;grid-template-columns:1fr 1fr;gap:.5rem 1.5rem;min-width:520px;padding:1rem 1.25rem}.nav-mega-sections--3col{grid-template-columns:1fr 1fr 1fr;min-width:680px}.nav-mega-section{display:flex;flex-direction:column}.nav-mega-section-title{font-size:.65rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--text-muted);padding:.35rem .75rem .3rem;margin-bottom:.1rem;border-bottom:1px solid var(--border)}.nav-mega-section a{display:flex;align-items:center;gap:.55rem;padding:.4rem .75rem;font-size:.8rem;font-weight:500;color:var(--text);text-decoration:none;border-radius:6px;transition:background .15s,color .15s;white-space:nowrap}.nav-mega-section a:hover{background:#c9a84c0f;color:var(--gold)}.nav-mega-section .nav-dropdown-icon{font-size:.9rem;width:1.2rem;text-align:center;flex-shrink:0}.nav-mega-section a .nav-popular{font-size:.6rem;font-weight:700;color:var(--gold);background:#c9a84c1a;padding:.1rem .35rem;border-radius:3px;margin-left:.3rem;text-transform:uppercase;letter-spacing:.05em}.nav-mega-cta{grid-column:1 / -1;margin-top:.3rem;padding-top:.5rem;border-top:1px solid var(--border)}.nav-mega-cta a{display:flex;align-items:center;justify-content:center;gap:.4rem;padding:.5rem 1rem;font-size:.78rem;font-weight:600;color:var(--gold);text-decoration:none;border-radius:6px;transition:background .15s}.nav-mega-cta a:hover{background:#c9a84c0f}.nav-cta{margin-left:.75rem}.nav-cta a{display:inline-flex;align-items:center;gap:.4rem;padding:.5rem 1.1rem!important;font-size:.8rem!important;font-weight:600!important;color:var(--bg-dark, #1a2332)!important;background:var(--gold)!important;border-radius:8px;transition:all .25s;white-space:nowrap;letter-spacing:.01em}.nav-cta a:hover{background:#d4b050!important;box-shadow:0 4px 12px #c9a84c40;transform:translateY(-1px)}.nav-cta svg{width:12px;height:12px}.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:.5rem}.nav-toggle span{width:22px;height:2px;background:var(--text-light);border-radius:2px;transition:all .3s}.nav-toggle.open span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}.nav-toggle.open span:nth-child(2){opacity:0}.nav-toggle.open span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}.hero{padding:10rem 0 6rem;text-align:center;position:relative;overflow:hidden}.hero-glow{position:absolute;top:-30%;left:50%;transform:translate(-50%);width:800px;height:800px;background:radial-gradient(circle,rgba(201,168,76,.06) 0%,transparent 65%);pointer-events:none}.hero-content{position:relative;z-index:1}.hero-sub{max-width:50ch;margin:1.5rem auto 0}.hero-actions{display:flex;gap:1rem;justify-content:center;margin-top:2.5rem}.trust-bar{display:flex;align-items:center;justify-content:center;gap:1.25rem;margin-top:3.5rem;font-size:.82rem;color:var(--text-muted)}.trust-item{display:inline-flex;align-items:center;gap:.4rem}.trust-stars{color:var(--gold);letter-spacing:1px}.trust-divider{width:1px;height:16px;background:var(--border)}.stats-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-bottom:3rem}.stat-card{text-align:center;padding:2.5rem 2rem}.stat-number{font-size:clamp(2rem,4vw,3rem);font-weight:500;color:var(--gold);margin-bottom:.5rem;letter-spacing:-1px}.stat-label{font-weight:600;color:var(--text-dark);font-size:.9rem;margin-bottom:.75rem}.stat-desc{font-size:.88rem}.gkv-detail{margin-top:1rem}.gkv-card{padding:2.5rem}.gkv-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:2rem}.gkv-item h4{color:var(--gold);font-size:.85rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;margin-bottom:.5rem}.gkv-item p{font-size:.9rem}.insight-link{cursor:pointer;transition:transform .2s ease,box-shadow .2s ease;border-radius:var(--radius);padding:1rem;margin:-1rem}.insight-link:hover{transform:translateY(-2px);background:#c9a84c08}.insight-link h4{position:relative;display:inline-flex;align-items:center;gap:.4em;border-bottom:1.5px solid transparent;transition:border-color .2s ease;padding-bottom:2px}.insight-link:hover h4{border-bottom-color:var(--gold)}.insight-arrow{display:inline-block;transition:transform .25s ease;font-size:1em}.insight-link:hover .insight-arrow{transform:translate(4px)}.features-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}.feature-card{text-align:center;padding:2.5rem 1.75rem}.feature-icon{width:56px;height:56px;margin:0 auto 1.25rem}.feature-card .heading-md{margin-bottom:.75rem}.tariff-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;align-items:stretch}.tariff-card{padding:0;overflow:hidden;position:relative;display:flex;flex-direction:column}.tariff-featured{border-color:var(--gold-dim);box-shadow:0 0 60px var(--gold-glow),inset 0 1px 0 var(--border-gold)}.tariff-ribbon{position:absolute;top:14px;right:-30px;background:var(--gold);color:var(--bg);font-size:.65rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;padding:.3rem 2.5rem;transform:rotate(45deg)}.tariff-header{padding:2rem 1.75rem 1rem}.tariff-badge{display:inline-block;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--text-muted);padding:.3rem .8rem;border:1px solid var(--border);border-radius:50px;margin-bottom:.75rem}.tariff-badge.featured{border-color:var(--gold-dim);color:var(--gold)}.tariff-sub{font-size:.88rem;color:var(--text-muted);margin-top:.3rem}.tariff-list{padding:0 1.75rem 1rem;flex-grow:1}.tariff-list li{display:flex;align-items:flex-start;gap:.6rem;padding:.6rem 0;font-size:.88rem;border-bottom:1px solid var(--border)}.tariff-list li:last-child{border-bottom:none}.tariff-check{flex-shrink:0;color:#22c55e;font-weight:700}.tariff-check.partial{color:var(--text-muted)}.tariff-check.gold{color:var(--gold)}.tariff-btn{display:block;text-align:center;margin:auto 1.75rem 1.75rem}.tariff-note{text-align:center;font-size:.85rem;color:var(--text-muted);margin-top:2rem;font-style:italic}.eligibility-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.5rem}.eli-card{text-align:center}.eli-card .heading-md{margin-bottom:.5rem}.eli-icon{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:1.1rem;margin:0 auto 1rem}.eli-icon.yes{background:#22c55e1a;color:#22c55e;border:1px solid rgba(34,197,94,.25)}.eli-icon.no{background:#ef44441a;color:#ef4444;border:1px solid rgba(239,68,68,.25)}.process-timeline{display:grid;grid-template-columns:repeat(11,1fr);align-items:start;gap:0}.process-step{grid-column:span 2;text-align:center;padding:0 .5rem}.process-connector{grid-column:span 1;display:flex;align-items:center;justify-content:center;padding-top:1.2rem}.process-connector:after{content:"";width:100%;height:1px;background:linear-gradient(90deg,var(--gold-dim),var(--gold),var(--gold-dim));opacity:.4}.step-number{font-family:var(--font-mono);font-size:1.5rem;color:var(--gold);font-weight:500;margin-bottom:.75rem}.process-step h3{color:var(--text-dark);font-size:.95rem;font-weight:600;margin-bottom:.5rem}.process-step p{font-size:.82rem;line-height:1.6}.accordion{max-width:800px;margin:0 auto}.accordion-item{border-bottom:1px solid var(--border)}.accordion-trigger{width:100%;display:flex;align-items:center;justify-content:space-between;padding:1.25rem 0;cursor:pointer;font-size:1.05rem;font-weight:600;color:var(--text-dark);list-style:none;transition:color .2s}.accordion-trigger:hover{color:var(--gold)}.accordion-trigger::-webkit-details-marker{display:none}.accordion-icon{position:relative;width:20px;height:20px;flex-shrink:0}.accordion-icon:before,.accordion-icon:after{content:"";position:absolute;background:var(--gold);transition:transform .3s ease}.accordion-icon:before{top:50%;left:0;width:100%;height:1.5px;transform:translateY(-50%)}.accordion-icon:after{top:0;left:50%;width:1.5px;height:100%;transform:translate(-50%)}details[open] .accordion-icon:after{transform:translate(-50%) rotate(90deg);opacity:0}.accordion-panel{padding:0 0 1.25rem;font-size:.95rem;line-height:1.75;color:var(--text)}.review-badge{display:flex;align-items:center;justify-content:center;gap:.6rem;margin-top:1rem;font-size:.88rem;color:var(--text)}.review-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}.review-card{position:relative}.review-header{display:flex;align-items:center;gap:.75rem;margin-bottom:1rem}.review-avatar{width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--gold-dim),var(--gold));color:var(--bg);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.9rem;flex-shrink:0}.review-header strong{color:var(--text-dark);font-size:.9rem;display:block}.review-stars{color:var(--gold);font-size:.75rem;letter-spacing:2px}.review-card p{font-size:.88rem;line-height:1.7;font-style:italic;color:var(--text)}.faq-list{margin:0 auto}.faq-item{border-bottom:1px solid var(--border)}.faq-item summary{padding:1.25rem 0;cursor:pointer;font-weight:600;font-size:1rem;color:var(--text-light);list-style:none;display:flex;justify-content:space-between;align-items:center;transition:color .2s}.faq-item summary:hover{color:var(--gold)}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";font-size:1.25rem;color:var(--gold);font-weight:300;flex-shrink:0;margin-left:1rem;transition:transform .3s}.faq-item[open] summary:after{content:"−"}.faq-answer{padding:0 0 1.25rem;line-height:1.8;font-size:.95rem}.cta-section{background:var(--surface);padding:5rem 0;position:relative;overflow:hidden}.cta-section:before{content:"";position:absolute;top:-50%;left:50%;transform:translate(-50%);width:600px;height:600px;background:radial-gradient(circle,rgba(201,168,76,.04) 0%,transparent 65%);pointer-events:none}.site-footer{background:var(--bg);padding:4rem 0 2rem}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr 1fr;gap:2rem;margin-bottom:3rem}.footer-brand p{font-size:.88rem;color:var(--text-muted);line-height:1.7;max-width:35ch}.footer-col h4{color:var(--arag-blue);font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;margin-bottom:1rem}.footer-col ul{line-height:2.2;font-size:.88rem}.footer-col a{transition:color .2s}.footer-col a:hover{color:var(--gold)}.footer-bottom{display:flex;justify-content:space-between;align-items:center;padding-top:2rem;border-top:1px solid var(--border);font-size:.78rem;color:var(--text-muted)}.footer-legal{display:flex;gap:1.5rem}.footer-legal a:hover{color:var(--gold)}@media(max-width:1024px){.stats-grid,.features-grid,.tariff-grid,.eligibility-grid,.review-grid{grid-template-columns:repeat(2,1fr)}.process-timeline{display:grid;grid-template-columns:1fr;gap:0}.process-step{grid-column:span 1;text-align:left;padding:1.5rem 0 1.5rem 2rem;border-left:2px solid var(--border);position:relative}.process-step:before{content:"";position:absolute;left:-5px;top:1.75rem;width:8px;height:8px;border-radius:50%;background:var(--gold)}.process-connector{display:none}}@media(max-width:768px){.utility-bar{display:none}.nav-toggle{display:flex}.nav-links{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;background:var(--bg);border-bottom:1px solid var(--border);padding:.5rem 1rem 1rem;gap:0;box-shadow:0 8px 24px #0000000f}.nav-links.open{display:flex}.nav-links>li>a,.nav-links>li>.nav-trigger{width:100%;padding:.7rem .5rem;font-size:.9rem;justify-content:space-between}.nav-dropdown,.nav-mega{position:static;transform:none;opacity:1;visibility:visible;box-shadow:none;border:none;border-radius:0;backdrop-filter:none;-webkit-backdrop-filter:none;background:transparent;min-width:0;padding:0 0 0 1rem;display:none}.nav-item--dropdown.mobile-open .nav-dropdown,.nav-item--dropdown.mobile-open .nav-mega{display:block}.nav-mega-grid{grid-template-columns:1fr}.nav-mega a{padding:.5rem}.nav-mega-sections{grid-template-columns:1fr;min-width:0;padding:0 0 0 .5rem;gap:.25rem}.nav-mega-sections--3col{grid-template-columns:1fr;min-width:0}.nav-mega-section-title{font-size:.6rem;padding:.4rem .5rem .2rem;margin-top:.25rem}.nav-mega-section a{padding:.35rem .5rem;font-size:.78rem}.nav-mega-cta{padding:.4rem .5rem}.nav-dropdown a{padding:.5rem}.nav-cta{margin-left:0;margin-top:.5rem}.nav-cta a{width:100%;justify-content:center;padding:.75rem 1rem!important}.hero{padding:8rem 0 4rem}.hero-actions{flex-direction:column;align-items:center}.trust-bar{flex-direction:column;gap:.5rem}.trust-divider{display:none}.stats-grid,.features-grid,.tariff-grid,.eligibility-grid,.review-grid,.gkv-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr;gap:2rem}.footer-bottom{flex-direction:column;gap:1rem;text-align:center}}@media(max-width:480px){.hero{padding:7rem 0 3rem}.heading-xl{letter-spacing:-.5px}}.feature-hero{border-bottom:3px solid var(--gold)}.feature-prose{max-width:75ch;margin:0 auto;font-size:1.125rem;line-height:1.8;color:var(--text)}.feature-block{margin-bottom:3rem;padding-bottom:3rem;border-bottom:1px solid var(--border)}.feature-block:last-child{border-bottom:none}.feature-block h2{font-family:var(--font-serif);font-size:1.75rem;color:var(--text-dark);margin-bottom:1.25rem;line-height:1.3}.feature-block p{margin-bottom:1rem}.feature-block ul{padding-left:1.5rem;margin-bottom:1rem}.feature-block li{margin-bottom:.5rem}.feature-block-gold{background:linear-gradient(135deg,#c9a84c0a,#c9a84c14);border:1px solid rgba(201,168,76,.2);border-radius:var(--radius);padding:2rem;border-bottom:none;margin-left:-2rem;margin-right:-2rem}.feature-block-gold h2{color:var(--gold-dark, #8b7328)}.feature-highlight-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:1.25rem;margin:1.5rem 0}.feature-highlight{background:#fff;padding:1.25rem;border-radius:var(--radius);border:1px solid var(--border)}.feature-highlight h4{color:var(--text-dark);font-size:.95rem;font-weight:700;margin-bottom:.5rem}.feature-highlight p{font-size:.9rem;line-height:1.6;color:var(--text-muted);margin-bottom:0}.feature-stat-inline{display:flex;align-items:baseline;gap:.75rem;padding:1.5rem;background:#fff;border-radius:var(--radius);border:1px solid var(--border);margin:1.5rem 0;justify-content:center}.feature-stat-number{font-family:var(--font-mono);font-size:2rem;font-weight:700;color:var(--gold)}.feature-stat-label{font-size:.9rem;color:var(--text-muted);font-weight:500}.feature-compare{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin:1.5rem 0}.feature-compare-item{padding:1.25rem;border-radius:var(--radius);text-align:center}.feature-compare-item h4{font-size:.85rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;margin-bottom:.5rem}.feature-compare-item p{font-size:.9rem;margin-bottom:0}.feature-compare-negative{background:#dc35450d;border:1px solid rgba(220,53,69,.15)}.feature-compare-negative h4{color:#dc3545}.feature-compare-positive{background:#28a7450d;border:1px solid rgba(40,167,69,.15)}.feature-compare-positive h4{color:#28a745}.feature-flow{display:flex;align-items:center;justify-content:center;gap:1rem;margin:1.5rem 0;flex-wrap:wrap}.feature-flow-step{padding:1rem 1.5rem;background:var(--surface-card);border:1px solid var(--border);border-radius:var(--radius);font-weight:600;color:var(--text-dark);font-size:.95rem}.feature-flow-step-gold{background:#c9a84c14;border-color:#c9a84c4d;color:var(--gold)}.feature-flow-arrow{font-size:1.5rem;color:var(--gold);font-weight:700}.feature-cta{text-align:center;margin-top:3rem;padding:3rem 2rem;background:linear-gradient(135deg,#c9a84c0a,#005b9f0a);border-radius:var(--radius);border:1px solid var(--border)}.feature-cta p{color:var(--text-muted);margin-bottom:1.5rem}@media(max-width:768px){.feature-block-gold{margin-left:-1rem;margin-right:-1rem;padding:1.25rem}.feature-highlight-grid,.feature-compare{grid-template-columns:1fr}}.tariff-compare-table-wrap{overflow-x:auto;border-radius:var(--radius);border:1px solid var(--border);box-shadow:0 4px 24px #0000000a}.tariff-compare-table{width:100%;border-collapse:collapse;font-size:.9rem;min-width:600px}.tariff-compare-table thead{background:var(--arag-blue);color:#fff}.tariff-compare-table th{padding:1rem;font-weight:700;text-align:center;font-size:.85rem;letter-spacing:.03em}.tariff-compare-table th:first-child{text-align:left;min-width:180px}.tariff-compare-table td{padding:.75rem 1rem;border-bottom:1px solid var(--border);text-align:center;color:var(--text)}.tariff-compare-table td:first-child{text-align:left;font-weight:500;color:var(--text-dark)}.tariff-compare-table tbody tr:hover{background:#005b9f05}.tariff-compare-table tbody tr:last-child td{border-bottom:none}.tariff-compare-table th.active-col{background:var(--gold);color:#fff}.tariff-compare-table td.active-col{background:#c9a84c0f;font-weight:600;color:var(--text-dark)}.competitor-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:1.5rem}.competitor-card{text-decoration:none;color:inherit;padding:2rem;border:1px solid var(--border);border-radius:var(--radius);background:#fff;transition:transform .2s ease,box-shadow .2s ease}.competitor-card:hover{transform:translateY(-2px);box-shadow:0 8px 30px #0000000f}.competitor-card h3{margin-bottom:.5rem}.competitor-card p{color:var(--text-muted);font-size:.9rem;line-height:1.6}@media(max-width:768px){.tariff-compare-table-wrap{margin:0 -1rem;border-radius:0}}